Rates

This rate sheet contains information about interest rates and annual percentage yields for some of the acconts we offer.

as of 01/14/2014

  Minimum Deposit to Open Account Minimum Balance to Obtain APY Interest
Rate
APY
Certificate of Deposit        
30 Day Certificate of Depositª $500 $0 0.10% 0.10%
91 Day Certificate of Depositª $500 $0 0.25% 0.25%
182 Day Certificate of Depositª $500 $0 0.40% 0.40%
1 Year Certificate of Depositª $500 $0 0.55% 0.55%
18 Month Certificate of Depositª $500 $0 0.55% 0.55%
3 Year Certificate of Depositª $500 $0 0.80% 0.80%
Checking        
Super NOW Accountb $2,500 $0 0.15% 0.15%
Money Market        
Money Market Demand Accountb $2,500 $2,500*** 0.10% 0.10%
Tier 1 - $2,500.01     0.15% 0.15%
Tier 2 - $25,000.01     0.25% 0.25%
IRA        
6 Month IRA $500 $0 0.40% 0.40%
1 Year IRA $500 $0 0.55% 0.55%
18 Month IRA $500 $0 0.55% 0.55%
3 Year IRA $500 $0 0.80% 0.80%
Savings        
Passbook Savings Accountb $50 $0 0.25% 0.25%

a) A penalty will be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.

Fees could reduce the earnings on the account.

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