Rates

Certificate of Deposit Rates

A chart of the CD Rates
	Minimum Deposit to Open Account	Minimum Balance to Obtain APY	Interest Rate	APY
30 Day Certificate of Deposit*	Minimum Deposit to Open Account $500	Minimum Balance to Obtain APY $0	Interest Rate 2.85%	APY 2.88%
91 Day Certificate of Deposit*	Minimum Deposit to Open Account $500	Minimum Balance to Obtain APY $0	Interest Rate 3.35%	APY 3.39%
6 Month Certificate of Deposit*	Minimum Deposit to Open Account $500	Minimum Balance to Obtain APY $0	Interest Rate 3.35	APY 3.38%
1 Year Certificate of Deposit*	Minimum Deposit to Open Account $500	Minimum Balance to Obtain APY $0	Interest Rate 3.40%	APY 3.43%
18 Month Certificate of Deposit*	Minimum Deposit to Open Account $500	Minimum Balance to Obtain APY $0	Interest Rate 3.40%	APY 3.43%
2 Year Certificate of Deposit*	Minimum Deposit to Open Account $500	Minimum Balance to Obtain APY $0	Interest Rate 3.10%	APY 3.13%
3 Year Certificate of Deposit*	Minimum Deposit to Open Account $500	Minimum Balance to Obtain APY $0	Interest Rate 2.60%	APY 2.62%

Checking Rates

A chart of the checking rates
	Minimum Deposit to Open Account	Minimum Balance to Obtain APY	Interest Rate	APY
NOW Account**	Minimum Deposit to Open Account $1,000	Minimum Balance to Obtain APY $0	Interest Rate 0.85%	APY 0.85%
Super NOW Account**	Minimum Deposit to Open Account $2,500	Minimum Balance to Obtain APY $0	Interest Rate 0.95%	APY 0.95%

Money Market Rates

A chart with money market rates
	Minimum Deposit to Open Account	Minimum Balance to Obtain APY	Interest Rate	APY
Money Market Demand Account**	Minimum Deposit to Open Account $2,500	Minimum Balance to Obtain APY $2,500	Interest Rate 1.15%	APY 1.16%
Tier 2 - $2,500.01	Minimum Deposit to Open Account See top level tier	Minimum Balance to Obtain APY See top level tier	Interest Rate 1.50%	APY 1.51%
Tier 3 - $25,000.01 and over	Minimum Deposit to Open Account See top level tier	Minimum Balance to Obtain APY See top level tier	Interest Rate 2.05%	APY 2.07%

IRA Rates

A chart with IRA rates
	Minimum Deposit to Open Account	Minimum Balance to Obtain APY	Interest Rate	APY
6 Month IRA	Minimum Deposit to Open Account $500	Minimum Balance to Obtain APY $0	Interest Rate 3.35%	APY 3.38%
1 Year IRA	Minimum Deposit to Open Account $500	Minimum Balance to Obtain APY $0	Interest Rate 3.40%	APY 3.43%
18 Month IRA	Minimum Deposit to Open Account $500	Minimum Balance to Obtain APY $0	Interest Rate 3.40%	APY 3.43%
2 Year IRA	Minimum Deposit to Open Account $500	Minimum Balance to Obtain APY $0	Interest Rate 3.10%	APY 3.13%
3 Year IRA	Minimum Deposit to Open Account $500	Minimum Balance to Obtain APY $0	Interest Rate 2.60%	APY 2.62%

Savings Rates

A chart with savings rates
	Minimum Deposit to Open Account	Minimum Balance to Obtain APY	Interest Rate	APY
Regular Savings**	Minimum Deposit to Open Account $50	Minimum Balance to Obtain APY $0	Interest Rate 1.00%	APY 1.01%

* ) A penalty will be imposed for early withdrawal.

** ) The interest rate and annual percentage yield may change after account opening.

Rates listed above are effective as 09/30/2025

Fees could reduce the earnings on the account.